What Documents Do I Need To Secure A Business Loan?

by Century Business Finance on Jan 10, 2025

Woman checks what documents she needs before applying for a business loan online.

Securing funding can be a challenge for small businesses looking to grow. The reality is that unless you are in the very fortunate position to have the capital in place to fund growth you are going to need to try and borrow the money to fuel expansion. For most SMEs, this means trying …

Read Story

Top 5 Things To Know About Working Capital Business Loans

by Century Business Finance on Jan 3, 2025

Small business owner applies for an online working capital business loan.

Running a successful business is about much more than profit and loss. It’s about staying on top of all aspects of the organisation and ensuring you have the funds in place to take advantage of opportunities when they arise. It can also mean having the security in place for when marke …

Read Story

What Is an Unsecured Business Loan?

by Century Business Finance on Dec 27, 2024

Woman sat at her desk explaining what an unsecured business loan is to another woman.

When you apply for a business loan, many lenders will require you to supply some kind of collateral as a kind of insurance against not being able to pay back the full amount over its term. This is usually in the form of some kind of asset or other security. But what if the business is …

Read Story

Does Applying For A Business Loan Affect My Personal Credit Score?

by Century Business Finance on Dec 20, 2024

A woman sits at a cafe table checking her credit score on her laptop, while also wondering if applying for a business loan will affect her personal credit score.

Financing a business can be difficult. Whether that’s getting access to short-term operational finance to pay for everyday expenses or securing more long-term strategic funds to help grow the business over time. Fortunately, there are many types of business loans out there to help you …

Read Story