What Factors Influence Your SME Business Loan Interest Rate?
By Century Business Finance on Jul 3, 2025
If you are a small or medium-sized enterprise and are seeking a business loan, then one of the most important factors influencing your decision will be the interest rate. The interest rate not only affects the total cost of borrowing but also has a big impact on your repayment structu …
Apply For A Working Capital Loan & Secure Fast Funds For Your SME
By Century Business Finance on Jun 26, 2025
Cash flow is the foundation stone of any successful business operation. Without access to available cash, carrying out everyday operations such as paying staff, managing seasonal fluctuations, stocking inventory and covering utilities becomes a major business challenge.
Apply for A Working Capital Loan With Our Simple Step-By-Step Guide
By Century Business Finance on Jun 24, 2025
A healthy cash flow is essential for businesses of all shapes and sizes but is especially important for small and medium sized enterprises (SMEs) in the UK. Whether you are dealing with seasonal variations in demand, waiting for customer payments or looking to take advantage of busine …
Cash Flow Loan Repayment Strategies: Managing Your Business Finances
By Century Business Finance on Jun 16, 2025
Cash flow loans offer small and medium sized enterprises (SMEs) a crucial lifeline when working capital becomes tight during the business year. Whether it’s payroll demands, purchasing inventory or navigating seasonal drop-offs, cash flow is essential for keeping operations running sm …
SME Business Loan Companies: The Best Lenders For Construction Firms
By Century Business Finance on Jan 28, 2025
The construction industry contributes around £117 billion to the UK economy each year, making it one of the largest single sectors. As well as large corporate construction companies building vast developments there are also thousands of smaller construction firms in operation, many of …
A Retailer’s Ultimate Guide To Business Loans
By Century Business Finance on Jan 17, 2025
Making a success of a retail business can be exceptionally tough. Not only do you have to contend with factors such as supply chain disruptions and price fluctuations but you also have to be aware of the changing nature of the entire retail sector. Not only has online shopping revolut …
What Documents Do I Need To Secure A Business Loan?
By Century Business Finance on Jan 10, 2025
Securing funding can be a challenge for small businesses looking to grow. The reality is that unless you are in the very fortunate position to have the capital in place to fund growth you are going to need to try and borrow the money to fuel expansion. For most SMEs, this means trying …
Top 5 Things To Know About Working Capital Business Loans
By Century Business Finance on Jan 3, 2025
Running a successful business is about much more than profit and loss. It’s about staying on top of all aspects of the organisation and ensuring you have the funds in place to take advantage of opportunities when they arise. It can also mean having the security in place for when marke …
What Is an Unsecured Business Loan?
By Century Business Finance on Dec 27, 2024
When you apply for a business loan, many lenders will require you to supply some kind of collateral as a kind of insurance against not being able to pay back the full amount over its term. This is usually in the form of some kind of asset or other security. But what if the business is …
Does Applying For A Business Loan Affect My Personal Credit Score?
By Century Business Finance on Dec 20, 2024
Financing a business can be difficult. Whether that’s getting access to short-term operational finance to pay for everyday expenses or securing more long-term strategic funds to help grow the business over time. Fortunately, there are many types of business loans out there to help you …