Nurseries can provide a healthy income and profit margin when they are well-managed. Customers can continue to use nursery services for a number of years when they find the right provider, even returning when holiday care is offered and their children are at primary school.

Children’s nurseries are expensive to run, however, and require regular, heavy investment. The costs of rent, rates, insurance, utilities, equipment and staff are significant. Equipment turnover is high and new items must be bought regularly for the children’s play, sleep, education and meal times. The nursery kitchen must have professional catering equipment and be operated in a quality, compliant manner. Staff must be carefully selected, vetted and babame trained to meet Ofsted requirements. If the nursery grows, further investment may be needed to expand or to move premises.

Accessing vital investment

Most nursery businesses will be reluctant to dip too heavily into their working capital or reserves for fear of exposing the business to risk; however, big banks are still slow to lend to Britain’s legion of successful SMEs.

Fortunately, there is a better way to access the vital loans your business needs to invest in its future.

A quick decision

Once you submit your online loan application form, we will review it within 24 hours and make an immediate lending decision. The funds can then be in your bank account on the following working day.

Get in touch

To find out more or to discuss your specific situation, speak to our expert finance advisors – we will be delighted to help. Alternatively, complete your online application form to access your business finance without delay.