SME Working Capital Loan

Short to Mid Term Funding for SME's

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Business Working Capital Loans in the UK: Fast and Flexible Funding from £10,000 to £250,000 

Are you a UK business owner in need of extra working capital to manage your day-to-day operations or seize new opportunities? Our business working capital loans provide fast and flexible financial support to help you maintain and grow your business. With loan amounts ranging from £10,000 to £250,000, we offer quick access to funds designed to suit your specific business needs.

What Is a Business Working Capital Loan?

A business working capital loan is designed to help you cover everyday expenses, manage cashflow, and ensure your business operates smoothly. This type of loan is perfect for funding operational costs such as payroll, rent, inventory, or marketing, as well as for supporting your business during periods of growth or seasonal fluctuations. Working capital loans provide a much-needed financial buffer, allowing you to focus on growing your business without worrying about short-term cash constraints.

What is working capital loans

Loan Features: Tailored for Your Business

  • Loan Amounts: Borrow between £10,000 and £250,000 depending on your financial requirements.
  • Minimum Trading Time: To qualify for a working capital loan, your business needs to have been trading for a minimum of 12 months.
  • Flexible Repayment Terms: Our repayment terms are designed to fit your business’s cashflow, ensuring that your business can repay the loan comfortably without impacting your operations.

Fast and Easy Online Application – Get Funded Quickly

Fast and easy online application

We know that time is critical when it comes to business finance. That’s why we’ve created a fast and simple online application process that takes just a few minutes to complete. Once your application is approved, you can receive your funds quickly, helping you address any immediate financial needs.

  • Apply in Minutes: Our streamlined online application takes only a few minutes to complete.
  • Quick Decisions: Once submitted, your application will be reviewed promptly, and decisions are made quickly.
  • Fast Funding: Once approved, your loan can be deposited into your business bank account swiftly, often within a few days.

Benefits of Business Working Capital Loans

Immediate Access to Capital

Access funds quickly to support your day-to-day operations or take advantage of growth opportunities.

Flexible Loan
Amounts

Borrow anywhere between £10,000 and £250,000 depending on your business’s needs.

Tailored Repayment Plans

Our flexible repayment options are designed to work in harmony with your business’s cashflow.

Sustain and Grow Your Business

Working capital loans can be used to manage cashflow, purchase inventory, hire staff, or invest in business expansion.

Why Your Business May Need a Working Capital Loan

Businesses of all sizes sometimes face challenges with cashflow, especially during periods of growth, unexpected expenses, or seasonal slowdowns. A working capital loan can give you the breathing room you need to stabilize your cashflow, manage your expenses, and keep your business thriving.

Common uses for working capital loans include:

  • Covering Payroll Costs: Ensure you can pay your employees on time, even during periods of reduced income.
  • Purchasing Inventory: Stock up on inventory to meet demand without draining your reserves.
  • Paying Suppliers: Keep your supply chain running smoothly by covering supplier invoices.
  • Managing Cashflow: Maintain a healthy cashflow during slow seasons or as you wait for invoices to be paid.
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Who Can Apply for a Business Working Capital Loan?

Our business working capital loans are available to UK-based businesses that have been trading for at least 12 months. Whether you’re a small, medium, or larger enterprise, we’re here to help you get the financial support you need to ensure continued growth and stability.

Check If I Qualify

How to Apply for a Business Working Capital Loan

The application process is simple and hassle-free:

Apply Online

Fill out our short application form in just a few minutes.

Get a Quick Decision

We’ll review your application and get back to you with a decision as quickly as possible.

Receive Your Funds

Once approved, the funds will be transferred to your business bank account swiftly, allowing you to manage your cashflow and business needs right away.

Check If I Qualify

Check Eligibility without affecting your credit score

Step 1

Check if you’re eligible in 20 Seconds

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Step 2

Apply online in 2 mins

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Step 3

Get you’re decision

Step 3
Step 4

Funds paid into you’re bank within 24 hours

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Why Choose Us for Your Business Working Capital Loan?

We are committed to providing UK businesses with fast, flexible, and reliable funding solutions. With a quick and easy application process, competitive terms, and a focus on helping your business grow, we are your trusted partner for working capital loans.

Apply Now and Secure the Funds You Need!

Don’t let cashflow challenges hold your business back. Apply for a business working capital loan today and secure between £10,000 and £250,000 to keep your business running smoothly. With a minimum of 12 months’ trading history required, you can take advantage of our fast funding solutions to support your business’s ongoing success.

What our clients say

 

 

 

 

 

 

“Jacob and Century have been brilliant for a number of years. Jacob has always listened to the company needs and ensured we were only matched with products that suited. I really highly recommend both the company, and, Jacob!”
Jonathon Ison
“The customer care was top-notch. I dealt with Jake Brown who was always on top of our needs. The service was very precise and all the formalities were sorted within a few days. Thumbs up all the way. Would definitely recommend Century Business Finance.”
Wale Towolawi
“No government initiative or loan has helped our business as much as Jake Brown. The service has been first class. Recovery from covid has been slow and challenging but it would have been impossible without Jake himself. He has literally saved the business! Communication has been crystal clear with finance approved and arranged on the same day. An outstanding service from a company I intend to use again and again. Thank you”
Owl Education Ltd
“Tom Hall has been fantastic. Within a week of exploring our options, the money was in the bank and the business kicked off. Highly recommend..”
Mark Gill
“Tom Hall has been very helpful and dealt with my queries and informed me of everything i need to do . Tom has managed to secured me the loan from century finance and i would definitely recommend them to every businesses.”
Davis Sanassy
“Joe Taplin has been so helpful from start to finish. Got regular updates about the application and did all he can to get funds available within days. Handled every task very professionally.”
Upul Ekanayake
“Tom has been very helpful in supporting our business needs. Only area for improvement is the level of detail in their quotations to enable a better market comparison.”
Alan Gates
“Joe was so helpful from start to finish of our communication. Kept me updated every step of the way & kept it very easy. Definitely recommend.”
Nat
“First rate service by my account manager Jake Brown, first time using Century Finance and I would use Jake again and recommend him to anyone looking for finance.”
John Bailey
“Exceptionally professional and quick service I would highly recommend to all my business colleagues. Many thanks especially to John Harrison who has been such a fantastic help throughout.”
Mike Finnigan
“I had the pleasure of dealing with Kane Murfitt and honestly cannot fault him. He stayed in regular contact throughout the process, guided me through the application and kept me fully updated. Very Happy!”
Marlon Carrington
“Great support from start to completion under the guidance of Jacob Bryant.Totally recommend for any business finance..”
Justin Jones
“I was very impressed at the speed, detail and affordability of business loans found by Century Business Finace. Jake was incredibly knowledgeable giving varied scenarios of how to ustilise their services - I've already made recommendations to my colleauges - thank you!”
Finance Department
“A fantastic service from the team at Century Business Finance from start to finish. It's my first time dealing with them and the service from both Max and Ben as been absolutely first class. I highly recommend Century Business Finance and will be using them again in the future when the need arises.”
Ryan White
“Excellent all round, I no longer waste my time trying others - Top work from my acc manager Joe Taplin”
Dan Currey
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku
“As a small business at times its hard to get small amount for cashflow but dealing with Jacob Bourne has made the small business grow. What a professional Jacob is and it was so efficient that i will not hesitate to recommend CBF to any small to medium business.”
Alliance Speciality Care
“The customer service from John was great, very friendly and efficient. Would definitely recommend”
Katie
“We used Century to assist in funding our expansion, and could not be happier with how they helped. Jacob was prompt, professional and efficient.”
Martyn Solari
“A 5 star service. Very impressed with the account manager and will 100% recommend his services”
Vincent Torku

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